🔐 Privacy Policy

Effective Date: January 30, 2026
Contact Email: service@loannowhome.com

1. Introduction

Loan Now: Home Loan Calc (“we”, “our”, or “the App”) respects your privacy and is committed to protecting your personal information.
This Privacy Policy explains how we collect, use, and protect your data when you use our mobile application.


2. Information We Collect

2.1 Information You Provide

Mobile phone number (used only for OTP login and account identification)

2.2 Automatically Collected Information

User ID (generated by the app)

Device ID (used for security, analytics, and account sync)

App usage data (such as feature interaction and performance)

2.3 Advertising & Analytics Data

We integrate Adjust for advertising attribution and analytics. Adjust may collect:

Device identifiers

App interaction data

Advertising performance data

This data is used only for analytics and marketing measurement, not for personal profiling.


3. How We Use Your Information

We use collected data to:

Authenticate users via OTP login

Save and sync calculation results across devices

Improve app functionality and user experience

Analyze app performance and advertising effectiveness

Prevent fraud and unauthorized access


4. Data Sharing

We do not sell or rent your personal data.

We may share limited data only with:

Service providers (such as Adjust) strictly for analytics and attribution

Legal authorities, if required by law

All third parties are required to comply with applicable data protection laws.


5. Data Security

We use reasonable technical and organizational measures to protect your information, including:

Secure transmission methods

Restricted access to personal data

However, no system is 100% secure, and we cannot guarantee absolute security.


6. Data Retention

Account and calculation data is retained only as long as your account is active

You may request data deletion at any time by contacting us


7. Your Rights

Depending on your location, you may have the right to:

Access your personal data

Request correction or deletion

Withdraw consent

To exercise your rights, contact:
📧 service@loannowhome.com


8. Children’s Privacy

Loan Now: Home Loan Calc is not intended for users under 18 years old.
We do not knowingly collect data from children.


9. Changes to This Policy

We may update this Privacy Policy from time to time.
Any changes will be posted in the app with an updated effective date.


10. Contact Us

If you have any questions about this Privacy Policy or data practices, please contact:

Email: service@loannowhome.com